<?xml version="1.0" encoding="UTF-8"?><item href="/about/newsroom/student-stories-memory-jakata.cfm" dsn="blogs"><featured>true</featured><pubDate>01/26/2026</pubDate><title>Finance student thrives on program’s challenges</title><description>Memory Jakata looked at universities all over the world before committing to The University of Baltimore. If she was going to leave her home in South Africa to pursue the advanced degree she needed to achieve her long-term career goals, she knew the choice had to be intentional. UBalt, and it’s M.S. in Finance program, checked all her boxes. </description><author>Student Stories</author><image><img src="https://www.ubalt.edu/about/newsroom/assets/images/memory-jakata-feature.jpg" alt="Memory Jakata smiles while looking at the camera. She's standing in the Student Center and leaning against a wall. Art hangs in the foreground."/></image><image-cap/><quote>It was comforting to realize I could find a place where I wouldn’t just be a number. I felt seen, supported and genuinely valued.</quote><quote-name>Memory Jakata</quote-name><quote-info>M.S. in Finance student</quote-info><tags><tag>Merrick School of Business</tag><tag>Student Stories</tag><tag>international</tag></tags></item>