Cost of Attendance Increase Request

Effective Summer 2025

The Cost of Attendance (COA) Increase Request, also known as a Budget Appeal, is a type of special circumstance. Students that require an increase in educational costs for the academic year may only submit one cost of attendance (COA) increase request per academic year. If a student shares space with another student, there can only be one request per address for living expenses.

 

Appeals will not result in an additional gift aid but will rather create more room in your cost of attendance for an increase in your loans whether a student or parent loan. 

 

The appeal must be submitted by the deadline listed on the financial aid calendar. If an appeal is submitted during the Fall semester it can account for expenses during the Spring term of the current academic year. If an appeal is submitted for the Spring semester, it can only account for expenses during the Spring semester and not backdated for the Fall term. Summer budget requests can only account for expenses during the Summer semester of the current academic year.

 

 

How to View Your Cost of Attendance (COA)

Qualifying circumstances for A COA appeal or Adjustments

The supporting documentation must align with the timeframe of the term in which the appeal is being submitted. Previously approved appeal documentation is NOT grandfathered in.

MUST exceed the amount included in the university's cost of attendance.

 

Required Documentation Needed:

  • Copy of the tuition statement.

MUST exceed the amount included in the university's cost of attendance.

 

Required Documentation Needed:

  • Receipts of paid purchases by the student.
  • Receipts of items purchased with the course syllabus.

The limit is one adjustment only. The amount of the cost is limited to $1,400 (per guidance received from Office Technology Services).

 

Required Documentation Needed:

  • Proof of purchase/receipt that confirms that the student paid for the computer.
  • Proof of deliverly for online purchases.

MUST exceed the amount included in the university's cost of attendance. This does not include the purchase or maintenance of a vehicle or travel to places outside campus. Since public transportation is available, OFA is not able to include the costs of private transportation (Uber, Lyft, etc.). Parking tickets are not covered.

 

Required Documentation Needed:

  • A proof of address, which includes bills with an address listed within the last 30 days.
  • A copy of the student's course  schedule.
  • Receipts for transportation expenses (example: tolls).

MUST exceed the amount included in the university's cost of attendance. The student with roommates will have their costs divided by the number of roommates. Only justifiable living expenses are acceptable. The OFA cover one bedroom apartments only. The maximum amount for rent is $2,200 per month. Mortgage is not covered by OFA; this is a consumer debt. 

 

Required Documentation Needed:

  • Notarized signed copy of lease if renting from private landlord.
  • All handwritten leases will need to be notarized.
  • A copy of the lease from the apartment complex.
  • Three months of bills confirming address.
  • Renters/home insurance with the student's name listed as the policyholder.

Childcare expenses for dependent children or legal dependents. If using a private contractor, they must be licensed in the state of Maryland, with an EIN, and have a notarized contract.

  • Maximum for ages 0-4 yrs: $600/month per child.
  • Maximum for ages 5-12 yrs: $300/month per child.
  • Maximum for dependent care (e.g., an elderly parent): $400/month per individual.

Required Documentation Needed:

  • Receipts from daycare. The receipts must contain the daycare letterhead or be notarized if the daycare facility does not have letterhead paper.
  • The child/children must be under 13 yrs of age. Birth certificate(s) must be provided.
  • Power of Attorney (Dependent Care).
  • A copy of federal taxes from a prior year to show that the dependent was claimed on taxes.

Student can only request unforeseen and/or required medical, dental or optical expenses that are not covered by insurance.  

Not covered or reimbursed by insurance: Non-elective/medically necessary procedures, medication, and supplies.

The maximum for medical/dental/optical expenses is $5,000 per academic year.

 

Required Documentation Needed:

  • Copy of itemized bill and/or EOB showing date and description of service provided to the student.
  • Copy of paid receipts and medical/dental/optical payment plan documentation (if applicable). The receipts MUST show that the student paid the expenses.

Reasonable study abroad expenses are permitted. Only the standard room cost is included in the study abroad cost.

 

Required Documentation Needed:

  • The Study Abroad Coordinator provides the Office of Financial Aid with the cost estimates.

Max $3,000 per Academic Year.

 

Required Documentation Needed:

  • The Study Abroad Coordinator provides the Office of Financial Aid with the cost estimates.
  • Copy of insurance policy.

The cost of obtaining a license, certification, or first professional credential. Only the costs associated with the corresponding semester of the academic year can be included in that year's COA. 

 

Required Documentation Needed:

 

  • Proof of Payment.
  • The documentation from the academic advisor or another University representative that license, certification, or first professional credential is required.

 

NOT ACCEPTED COA Components

The following items are not considered for the cost of attendance appeal:

  • Consumer bills (e.g., cell phone, car payment, insurance, utilities, mortgages, etc.).
  • Costs associated with outstanding consumer debt.
  • Off-campus living expenses that exceed the amount provided for housing.
  • Relocation expenses/expenses to travel to campus.
  • Clothing for self or family.
  • Discretionary (optional) medical or dental or optical procedures non-life-threatening.
  • Job interview expenses.
  • Spousal/Friend maintenance expenses.
  • Student conferences.
  • Expenses incurred during the non-enrollment period.
  • Personal garage parking.
  • Housing/Home Repairs.
  • Housing Items.
  • Travel cost for the death of family member.
  • Pet or emotional/service animal or hobby expenses.
  • Items that are not above the Cost of Attendance components listed for the year.

If the student meets the needed requirements, please complete a Cost of Attendance Increase Request and submit it to Secure Documents. The average processing time of the appeal is 15 business days. Incomplete appeals will be denied.

Have Additional Questions?

UBalt LAP building

Office of Financial Aid

Schedule an Appointment
Office Hours:
  • Virtual (phone, video, and email) 
    Monday - Thursday, 9:00am to 5:00pm
    Friday: 8:30am - 4:30pm

  • Walk-In Hours (on-campus)
    Monday - Thursday 9:00am to 5:00pm
    By appointment only: Monday - Thursday 5:00pm - 6:00pm

Location:
Welcome Center
Office of Financial Aid
101 West Mount Royal Avenue
First Floor
Baltimore, MD 21201


Phone: 
410.837.4763                                                       
Email: financialaid@ubalt.edu