Understanding the repayment process is the first step to staying on top of your loans. The following resources are available to make repayment easier for you.
View your Loan History
Federal Student Aid (FSA) provides information such as the type(s) of loans you have taken out, outstanding principal and interest, the total amount of all your loans, and who your loan servicer is. You will need your FSA ID to sign in to FSA.
FSA has information about only your federal student loans—private loans are not included.
The official website for Federal Student Aid, maintained by The Department of Education, is https://studentaid.gov/. This is the best site for students with further questions about the FAFSA or anything else aid related.
As a result of legislation enacted by Congress, the student loan payment pause that was in place because of the national pandemic has ended. Student loan interest resumed (began to accrue) starting on Sept. 1, 2023, and payments will be due starting in October 2023 .
If you have any questions on the status of your loan or loan payments or need additional information, visit your loan servicer(s) website(s). Make sure your contact information such as your phone number, address, and/or change of name is up to date in your StudentAid.gov account and with your loan servicer(s), so you don't miss important updates or future actions you may need to take.
Follow the U.S. Department of Education's (USDE) steps to Prepare for Student Loan Payments to Restart . This link will connect you to student loan information at StudentAid.gov
Once your Federal Student Loans are disbursed, you are assigned a loan servicer by the Department of Education. The loan servicer is the company that handles the billing and other services of your loan. You can find out who your servicer is by logging into Federal Student Aid.