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At UB, your final semester's tuition is free.

Yup, you heard us right. As an incoming first-time freshman, the University of Baltimore will cover tuition for your final semester if you graduate after eight full-time consecutive semesters (or within four years).

For in-state students, you'll save approximately $3,300*. Compare that to tuition on a six-year graduation plan, and you'll save nearly $17,000.

For out-of-state students, you'll save more than $9,000*, and compared to a six-year graduation plan, you'll save a whopping $47,000.

And there's no minimum GPA requirement!

* assumes a 3 percent tuition increase per year; student fees are not covered


Finish4Free is designed to support and motivate you to stay on track to graduate within four years—all part of UB's commitment to student success.

As part of Finish4Free, you'll:

  •     graduate with less debt
  •     join the workforce earlier
  •     maximize your career earning sooner.

Frequently Asked Questions

  • How are you figuring out my cost savings?

    We're basing cost savings on an estimated 3 percent annual increase in tuition. This might help:

    For in-state students:

    Year Estimated Tuition
    Year 1 $5,992
    Year 2 $6,172
    Year 3 $6,357
    Year 4 $6,548
    Year 5 $6,744
    Year 6 $6,946
      $38,759 6-Year Graduation Total
    - $25,069 4-Year Graduation Total
    - $3,274 ($6,548/2) Final Semester FREE
    NET TOTAL SAVINGS: $21,795  

    For out-of-state students:

    Year Estimated Tuition
    Year 1 $16,550
    Year 2 $17,047
    Year 3 $17,558
    Year 4 $18,084
    Year 5 $18,627
    Year 6 $19,186
      $69,239 6-Year Graduation Total
    - $107,053 4-Year Graduation Total
    - $9,042 ($18,084/2) Final Semester FREE
    NET TOTAL SAVINGS: $60,197  


  • Can I still take out financial aid loans, and how does this offer work with my financial aid?
    Yes, you can still take out loans if eligible. You won't pay any tuition balance for your eighth semester (as long as you meet all the qualifications) after applicable federal and state grant funds are applied to your account.
  • So during my last semester, what costs am I actually responsible for?

    After applying any applicable federal and state grant funds to your account, we've got your tuition covered. You're responsible for paying student fees and any education-related incidental expenses.

  • Am I eligible for the Finish4Free offer?

    You are if:

    • you're a first-time, full-time freshman who enrolled after fall 2014
    • you enroll at UB following high-school graduation
    • you attend UB as a full-time student throughout your undergraduate coursework
    • you graduate with your undergraduate degree within eight semesters (four years)
  • What do I have to do to qualify?

    It's easy:

  • What happens if I don't graduate as expected after my eighth semester?

    You'll have to pay back the tuition for your eighth semester, and you won't be permitted to register for future courses until your balance is paid in full. But we know you can graduate in four years, and we're here to help you do it.

  • If I graduate in fewer than eight semester, am I still eligible for the offer?

    Absolutely. UB will cover your tuition for your final semester if it's prior to your eighth consecutive one.

  • What if I need to attend summer session immediately following my eighth semester to graduate?

    We'll cover tuition for your eighth semester, but you'll have to pay for the summer courses you take.

  • Can I take a course at another college or university (like a summer course) while enrolled at UB and still be eligible?

    Yes, as long as you are continuously enrolled as a full-time undergraduate student at UB for each semester through graduation.

  • Do I still qualify if I drop to part-time status for some time but still graduate within eight semesters?

    Unfortunately, no. You must maintain full-time status.

  • Do I have to graduate with a minimum GPA, or are there other requirements?

    No. Your only requirements are satisfactory academic performance and graduation.

  • Am I eligible as an out-of-state or international student?


  • What happens if there's a break in my continuous enrollment for reasons beyond my control?

    We can address this on a case-by-case basis.

  • What happens if I can't graduate withing eight semesters because a course required for graduation is unavailable?

    We can address this on a case-by-base basis.

Last Published 3/8/17