The Office of Financial Aid initially award students based on anticipated enrollment listed below:
| Career | Anticipated Enrollment per Semester |
| Undergraduate- Degree Seeking |
Full-Time (12 credits) |
| Graduate | Half-Time (6 credits) |
| Law Day | Full-Time (13 credits) |
| Advanced Professional Degree (APD) | Half-Time (6 credits) |
| Law Day Part-Time | Three Quarter-Time (10 credits) |
| Law Evening | Three Quarter-Time (10 credits) |
| Doctoral |
Full-Time (6 credits) |
Financial aid that has been awarded but has not been received and credited to your account is listed as anticipated. Anticipated aid includes UBalt scholarships/grants, federal funding, state funding and alternative loans. Also, anticipated aid is listed as estimated amount of how much aid you may receive based on current enrollment.
Anticipated aid amounts are determined by your financial aid office and are reflected
on your account on Student Center, under Account Summary. The Office of Financial
Aid updates anticipated aid information weekly.
Common examples on why accepted aid will NOT be listed as anticipated aid:
In general, anticipated aid is a sum of awards that you’ve accepted as part of your financial aid package that is scheduled to disburse based on the Financial Aid Calendar.
In accordance with federal regulations, the Office of Financial Aid will finalize federal, state, and institutional student aid awards based on the enrollment status as of the Census Date . Typically, the Census Date is the next business day after the add/drop period for both Fall and Spring semesters. If a class is added after the Census Date, the credits will count toward financial aid eligibility for Federal Direct Loans only.
Fall 2026: Septrmber 10, 2026
Spring 2027: Febuary 5, 2027
If you are not enrolled in your career’s anticipated enrollment in degree-applicable coursework by the end of the add/drop period, you may not be eligible for the financial aid awarded, or you may only be eligible for a portion of the award. Please refer to the specific enrollment requirements for each source of financial aid in the Understanding Anticipated Financial Aid, located above, or University of Baltimore Adjustment to Aid Guide, located below.
|
Enrollment |
Full-Time (12+ credits) |
¾ Time (11-9 credits) |
½ Time (8-6 credits) |
Less than ½ Time (5-1 credits) |
| Federal Supplemental Educational Opportunity Grant (FSEOG)**
|
100% |
50% |
50% |
Not Eligible |
| Federal Direct Subsidized Loan |
Due to the Federal Direct Loan Schedule of Reductions, students enrolled less than full-time may be impacted by new federal regulations under the One Big Beautiful Bill Act (OBBBA), which could reduce the amount they are eligible to borrow through the Federal Direct Subsidized Loan Program. |
Not Eligible |
||
| Federal Direct Unsubsidized Loan |
Due to the Federal Direct Loan Schedule of Reductions, students enrolled less than full-time may be impacted by new federal regulations under the One Big Beautiful Bill Act (OBBBA), which could reduce the amount they are eligible to borrow through the Federal Direct Unsubsidized Loan Program. |
Not Eligible |
||
|
Students are eligible to earn work funds up to awarded amount. |
Not Eligible |
|||
|
Legacy students may receive up to their approved award amount, provided their total financial aid does not exceed their Cost of Attendance (COA). Graduate PLUS Loans will begin phasing out on July 1, 2026. After this date, new Graduate PLUS Loans will no longer be available to first-time borrowers. For additional information, please visit the One Big Beautiful Bill Act (OBBBA) webpage. |
Not Eligible |
|||
|
Parent PLUS loans are capped at $20,000 per student per year and $65,000 per student lifetime. Borrowers with loans issued before July 1, 2026, who qualify for the limited exception, may continue under current borrowing limits. For more information, visit the One Big Beautiful Bill Act (OBBBA) webpage. |
Not Eligible |
|||
|
100% |
Varies based on scholarship. |
Varies based on scholarship. |
Varies based on scholarship. |
|
|
100% |
100% |
100% |
Not Eligible |
|
|
100% |
50% |
50% |
Not Eligible |
|
|
100% (Applicable to Fall 2024 admits and subsequent terms) |
50% (Applicable to Fall 2024 admits and subsequent terms) |
50% (Applicable to Fall 2024 admits and subsequent terms) |
Not Eligible |
|
|
(Pell Grant Eligible Students ONLY) |
Award amount will equal remaining tuition and fees balance after the Pell Grant is awarded. |
Award amount will equal remaining tuition and fees balance after the Pell Grant is awarded. |
Award amount will equal remaining tuition and fees balance after the Pell Grant is awarded. |
Not Eligible |
|
Sam Rose Scholarship (Pell Grant Eligible Students ONLY) |
Award amount will equal remaining tuition and fees balance after the Pell Grant is awarded. |
Not Eligible |
||
|
Sam Rose Scholarship (Students NOT Pell Grant Eligible) |
100% |
50% |
50% |
Not Eligible |
|
50% of Tuition & Fees |
50% of Tuition & Fees |
50% of Tuition & Fees |
Not Eligible |
|
|
100% of In-State Tuition |
100% of In-State Tuition |
100% of In-State Tuition |
Not Eligible |
|
|
100% |
50% |
50% |
Not Eligible |
|
|
100% (Applicable to Fall 2024 admits and subsequent terms) |
50% (Applicable to Fall 2024 admits and subsequent terms) |
50% (Applicable to Fall 2024 admits and subsequent terms) |
Not Eligible |
|
*Additionally, the proration guide may not apply to students who are near or have reached their Pell Grant aggregate limits. Please contact the Office of Financial Aid to confirm your Federal Pell Grant eligibility based on your enrollment in combination with your Student Aid Index (SAI) from the FAFSA.
**FSEOG is based off of your eligibility for the Federal Pell Grant. If you become ineligible to receive Federal Pell Grant, your FSEOG will be canceled.